{"id":715,"date":"2025-10-31T06:52:00","date_gmt":"2025-10-31T06:52:00","guid":{"rendered":"https:\/\/haberadmin.com\/?p=715"},"modified":"2025-10-31T06:52:00","modified_gmt":"2025-10-31T06:52:00","slug":"tbmm-onayladi-yuksek-limitli-borclar-kapanacak","status":"publish","type":"post","link":"https:\/\/haberadmin.com\/?p=715","title":{"rendered":"TBMM Onaylad\u0131: Y\u00fcksek Limitli Bor\u00e7lar Kapanacak!"},"content":{"rendered":"<p>T\u00fcrkiye B\u00fcy\u00fck Millet Meclisi (TBMM), milyonlarca bor\u00e7luyu rahatlatacak yeni finansal destek paketini onaylad\u0131. Artan bor\u00e7 y\u00fck\u00fcyle m\u00fccadele eden vatanda\u015flar i\u00e7in haz\u0131rlanan bu d\u00fczenleme, kamu bankalar\u0131 arac\u0131l\u0131\u011f\u0131yla 700 bin TL\u2019ye kadar bor\u00e7 kapatma kredisi imk\u00e2n\u0131 sunuyor. Ziraat Bankas\u0131, Vak\u0131fBank ve Halkbank taraf\u0131ndan y\u00fcr\u00fct\u00fclecek program, y\u00fcksek faizli bor\u00e7lar\u0131 tek \u00e7at\u0131 alt\u0131nda toplama olana\u011f\u0131 sa\u011flayarak, vatanda\u015flara d\u00fc\u015f\u00fck faiz ve uzun vadeli \u00f6deme kolayl\u0131\u011f\u0131 tan\u0131yor.<\/p>\n<p>Son d\u00f6nemde y\u00fckselen faiz oranlar\u0131 ve ekonomik dalgalanmalar, bireysel bor\u00e7 y\u00fck\u00fcn\u00fc art\u0131rm\u0131\u015ft\u0131. TBMM taraf\u0131ndan kabul edilen bu paket, bor\u00e7lu vatanda\u015flar\u0131n mali dengesini yeniden kurmay\u0131 hedefliyor. 2025 y\u0131l\u0131 itibar\u0131yla devreye al\u0131nacak sistem, bug\u00fcne kadar ger\u00e7ekle\u015ftirilen en kapsaml\u0131 bor\u00e7 yap\u0131land\u0131rma program\u0131 olacak.<\/p>\n<p>Kamu bankalar\u0131 taraf\u0131ndan a\u00e7\u0131klanan kredi plan\u0131na g\u00f6re, vatanda\u015flar mevcut kredi kart\u0131, ihtiya\u00e7 ve t\u00fcketici kredisi bor\u00e7lar\u0131n\u0131 tek bir \u00f6deme plan\u0131nda birle\u015ftirebilecek. Yeni kredi t\u00fcr\u00fc, do\u011frudan bor\u00e7 transferi \u015feklinde uygulan\u0131yor. Yani mevcut bor\u00e7lar kamu bankalar\u0131 taraf\u0131ndan kapat\u0131l\u0131yor ve bor\u00e7luya d\u00fc\u015f\u00fck faizli, d\u00fczenli bir \u00f6deme plan\u0131 olu\u015fturuluyor. B\u00f6ylece hem faiz y\u00fck\u00fc azal\u0131yor hem de \u00f6demeler kolayla\u015f\u0131yor.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"Tbmm Onaylad\u0131: Y\u00fcksek Limitli Bor\u00e7lar Kapanacak!\" class=\"mx-auto max-w-full h-auto shadow-sm\" height=\"613\" src=\"https:\/\/www.urfahaber.com\/images\/uploads\/2025\/10\/kiko-69045f703fd91.jpg\" width=\"1024\" \/><\/p>\n<p>Yetkililer, ba\u015fvuru s\u00fcrecinde dijital platformlar\u0131n aktif kullan\u0131laca\u011f\u0131n\u0131 vurguluyor. Vatanda\u015flar, bankalara gitmeden mobil ya da internet bankac\u0131l\u0131\u011f\u0131 \u00fczerinden \u00f6n ba\u015fvuru yapabilecek. Kredi i\u00e7in gerekli belgeler aras\u0131nda gelir belgesi, kimlik ve bor\u00e7 d\u00f6k\u00fcm\u00fc yer al\u0131yor.<\/p>\n<p>Yeni sistemde faiz oranlar\u0131 piyasa ortalamas\u0131n\u0131n olduk\u00e7a alt\u0131nda tutulacak. Bankalar, ba\u015fvuran ki\u015filerin gelir durumuna g\u00f6re farkl\u0131 faiz aral\u0131klar\u0131 belirleyecek. Krediler 12, 24 veya 36 ay vadeyle sunulacak. \u00d6zellikle 36 ayl\u0131k \u00f6deme se\u00e7ene\u011fi, ayl\u0131k taksitleri d\u00fc\u015f\u00fcrerek bor\u00e7 y\u00f6netimini kolayla\u015ft\u0131racak. Ayr\u0131ca, bor\u00e7lar do\u011frudan ilgili bankalara aktar\u0131laca\u011f\u0131 i\u00e7in ek komisyon, masraf veya gecikme faizi \u00f6denmeyecek.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"TBMM Onaylad\u0131: Y\u00fcksek Limitli Bor\u00e7lar Kapanacak!\" class=\"mx-auto max-w-full h-auto shadow-sm\" height=\"677\" src=\"https:\/\/www.urfahaber.com\/images\/uploads\/2025\/10\/ujmumk-690461a9c882e.jpg\" width=\"1200\" \/><\/p>\n<p>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye B\u00fcy\u00fck Millet Meclisi (TBMM), milyonlarca bor\u00e7luyu rahatlatacak yeni finansal destek paketini onaylad\u0131. Artan bor\u00e7&#8230;<\/p>\n","protected":false},"author":1,"featured_media":716,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem"],"_links":{"self":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/posts\/715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=715"}],"version-history":[{"count":0,"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/posts\/715\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/media\/716"}],"wp:attachment":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}