{"id":4022,"date":"2026-01-06T17:29:00","date_gmt":"2026-01-06T17:29:00","guid":{"rendered":"https:\/\/haberadmin.com\/?p=4022"},"modified":"2026-01-06T17:29:00","modified_gmt":"2026-01-06T17:29:00","slug":"eft-ve-havale-ucretlerine-zam-geldi","status":"publish","type":"post","link":"https:\/\/haberadmin.com\/?p=4022","title":{"rendered":"EFT ve Havale \u00dccretlerine Zam Geldi"},"content":{"rendered":"

T\u00fcrkiye \u0130statistik Kurumunun Aral\u0131k 2025 enflasyon verilerini a\u00e7\u0131klamas\u0131n\u0131n ard\u0131ndan bankalar\u0131n para transferi i\u015flemlerinde uygulad\u0131\u011f\u0131 EFT ve havale komisyonlar\u0131 y\u00fckseltildi. Enflasyon oran\u0131na paralel olarak g\u00fcncellenen yeni tarife, i\u015flem tutar\u0131 basamaklar\u0131nda da de\u011fi\u015fikli\u011fe gidilmesini beraberinde getirdi. Bankac\u0131l\u0131k kaynaklar\u0131ndan edinilen bilgilere g\u00f6re zaml\u0131 \u00fccretler \u015fubat ay\u0131ndan itibaren ge\u00e7erli olacak.<\/p>\n

ENFLASYONA PARALEL ARTI\u015e<\/strong><\/p>\n

Aral\u0131k ay\u0131nda T\u00fcketici Fiyat Endeksinin bir \u00f6nceki aya g\u00f6re y\u00fczde 0,89, y\u0131ll\u0131k bazda ise y\u00fczde 30,89 artmas\u0131, finans sekt\u00f6r\u00fcndeki bir\u00e7ok kalemi etkiledi. Bankalar, elektronik fon transferi \u00fccretlerini bu oran do\u011frultusunda g\u00fcncelledi. 2026 tarifesinde EFT komisyonlar\u0131na y\u00fczde 30,9 seviyesinde zam yap\u0131ld\u0131\u011f\u0131 g\u00f6r\u00fcld\u00fc.<\/p>\n

\u0130\u015eLEM BASAMAKLARI Y\u00dcKSELT\u0130LD\u0130<\/strong><\/p>\n

Daha \u00f6nce 6 bin 300 TL ile 304 bin 800 TL aras\u0131nda uygulanan para transferi dilimleri, yeni d\u00fczenlemeyle 8 bin 300 TL ile 399 bin TL aral\u0131\u011f\u0131na \u00e7\u0131kar\u0131ld\u0131. B\u00f6ylece hem al\u0131nacak komisyon tutarlar\u0131 hem de hangi i\u015flemde hangi \u00fccretin uygulanaca\u011f\u0131na ili\u015fkin e\u015fikler de\u011fi\u015fmi\u015f oldu.<\/p>\n

2026 YEN\u0130 TAR\u0130FES\u0130<\/strong><\/p>\n

G\u00fcncellenen tarife kapsam\u0131nda en alt basamaktaki EFT \u00fccreti 6,40 liradan 8,37 TL\u2019ye y\u00fckseldi. Di\u011fer dilimlere g\u00f6re uygulanacak komisyonlar ise \u015f\u00f6yle belirlendi:<\/p>\n

8 bin 300 TL\u2019ye kadar yap\u0131lacak EFT\u2019lerde \u00fccret 8,37 TL,<\/p>\n

8 bin 300 TL ile 399 bin TL aras\u0131ndaki i\u015flemlerde 16,76 TL,<\/p>\n

399 bin TL \u00fczeri transferlerde ise 209,38 TL komisyon al\u0131nacak.<\/p>\n

FARKLI KURUMLARDAN ORANLAR<\/strong><\/p>\n

Aral\u0131k enflasyonuna ili\u015fkin \u0130TO ve ENAG da alternatif hesaplamalar\u0131n\u0131 kamuoyuyla payla\u015ft\u0131. \u0130stanbul Ticaret Odas\u0131, kentte y\u0131ll\u0131k enflasyonu y\u00fczde 37,68 olarak a\u00e7\u0131klarken, ENAG verileri y\u0131ll\u0131k bazda y\u00fczde 56,14\u2019e i\u015faret etti. Ancak bankalar\u0131n resmi \u00fccret tarifesinde T\u00dc\u0130K rakamlar\u0131 esas al\u0131nd\u0131.<\/p>\n

EMEKL\u0130LER VE VATANDA\u015eLAR \u0130\u00c7\u0130N ETK\u0130<\/strong><\/p>\n

Para transferi komisyonlar\u0131ndaki art\u0131\u015f\u0131n, \u00f6zellikle sabit gelirli kesimlerin bankac\u0131l\u0131k giderlerini y\u00fckseltece\u011fi de\u011ferlendiriliyor. T\u00fcketici dernekleri, bankalardan emekliler ve d\u00fc\u015f\u00fck gelirli vatanda\u015flar i\u00e7in indirimli modeller geli\u015ftirmesini talep ediyor.<\/p>\n

\"EFT<\/p>\n","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye \u0130statistik Kurumunun Aral\u0131k 2025 enflasyon verilerini a\u00e7\u0131klamas\u0131n\u0131n ard\u0131ndan bankalar\u0131n para transferi i\u015flemlerinde uygulad\u0131\u011f\u0131 EFT…<\/p>\n","protected":false},"author":1,"featured_media":4023,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4022","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem"],"_links":{"self":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/posts\/4022","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4022"}],"version-history":[{"count":0,"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/posts\/4022\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/media\/4023"}],"wp:attachment":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4022"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4022"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4022"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}