{"id":1229,"date":"2025-11-11T10:30:00","date_gmt":"2025-11-11T10:30:00","guid":{"rendered":"https:\/\/haberadmin.com\/?p=1229"},"modified":"2025-11-11T10:30:00","modified_gmt":"2025-11-11T10:30:00","slug":"kredi-karti-saatlerine-kisitlama-geliyor","status":"publish","type":"post","link":"https:\/\/haberadmin.com\/?p=1229","title":{"rendered":"Kredi Kart\u0131 Saatlerine K\u0131s\u0131tlama Geliyor"},"content":{"rendered":"<p>Kredi kart\u0131 harcamalar\u0131ndaki y\u00fckseli\u015f ve artan doland\u0131r\u0131c\u0131l\u0131k vakalar\u0131, Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu\u2019nu (BDDK) harekete ge\u00e7irdi. Kurum, t\u00fcm banka hesaplar\u0131n\u0131 kapsayacak \u015fekilde yeni bir k\u0131s\u0131tlama karar\u0131 ald\u0131. Buna g\u00f6re belirlenen saatler aras\u0131nda kredi kart\u0131 ile nakit \u00e7ekimi ger\u00e7ekle\u015ftirilemeyecek. <img loading=\"lazy\" decoding=\"async\" alt=\"Kredi Kart\u0131 Saatlerine K\u0131s\u0131tlama Geliyor\" class=\"mx-auto max-w-full h-auto shadow-sm\" height=\"784\" src=\"https:\/\/www.urfahaber.com\/images\/uploads\/2025\/11\/hyjhyj-6913120203ed3.jpg\" width=\"926\" \/><\/p>\n<p>Son zamanlarda banka hesaplar\u0131 ve kredi kartlar\u0131 \u00fczerinden art\u0131\u015f g\u00f6steren doland\u0131r\u0131c\u0131l\u0131k olaylar\u0131n\u0131 engellemek amac\u0131yla yeni tedbirler al\u0131nd\u0131.\u00a0<\/p>\n<p>Buna g\u00f6re banka fark etmeden t\u00fcm m\u00fc\u015fteriler saat 22.00 ile 06.00 aras\u0131nda yapaca\u011f\u0131 nakit i\u015flemler s\u0131ras\u0131nda \u00e7ipli kimlikleri ile onay almak zorunda kalacak. Telefonunda NFC \u00f6zelli\u011fi olmayan kullan\u0131c\u0131lar ise bu saatler aras\u0131nda nakit avans \u00e7ekimi yapamayacak.<\/p>\n<p>Mobil bankac\u0131l\u0131k ve internet bankac\u0131l\u0131\u011f\u0131 \u00fczerinden yap\u0131lan doland\u0131r\u0131c\u0131l\u0131k y\u00f6ntemlerine her ge\u00e7en g\u00fcn bir yenisi eklenirken, Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) bu t\u00fcr istenmeyen durumlar\u0131n \u00f6n\u00fcne ge\u00e7ebilmek amac\u0131yla bir dizi yeni \u00f6nlemi y\u00fcr\u00fcrl\u00fc\u011fe ald\u0131.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"Kredi Kart\u0131 Saatlerine K\u0131s\u0131tlama Geliyor\" class=\"mx-auto max-w-full h-auto shadow-sm\" height=\"669\" src=\"https:\/\/www.urfahaber.com\/images\/uploads\/2025\/11\/yjy-691311f4de6a5.jpg\" width=\"1099\" \/><\/p>\n<p>Bankalar\u0131n enflasyonu gerek\u00e7e g\u00f6stererek m\u00fc\u015fterilerin kredi kart\u0131 limitlerini pe\u015f pe\u015fe art\u0131rmas\u0131, doland\u0131r\u0131c\u0131lar\u0131n da i\u015ftah\u0131n\u0131 kabartt\u0131.\u00a0<\/p>\n<p>Kullan\u0131ma a\u00e7\u0131k ve y\u00fckl\u00fc limiti bulunan kartlar\u0131 g\u00f6z\u00fcne kestiren doland\u0131r\u0131c\u0131lar, \u00f6zellikle kullan\u0131c\u0131lar\u0131n uykuda oldu\u011fu gece saatlerinde doland\u0131r\u0131c\u0131l\u0131k y\u00f6ntemlerini uygulamaya al\u0131yor.<\/p>\n<p>Bu s\u0131rada banka hesab\u0131n\u0131n ger\u00e7ek sahipleri, kendilerine gelen g\u00fcvenlik mesajlar\u0131n\u0131 ya da banka taraf\u0131ndan yap\u0131lan aramalar\u0131 g\u00f6rmezken, sabah saatlerinde ise banka h\u0131rs\u0131zl\u0131\u011f\u0131n\u0131 \u00f6nlemek i\u00e7in \u00e7ok ge\u00e7 kal\u0131nm\u0131\u015f olunuyor.\u00a0<\/p>\n<p>BDDK, bankalara verdi\u011fi yeni talimat ile bu durumun \u00f6n\u00fcne ge\u00e7ebilmek amac\u0131yla kredi kart\u0131ndan yap\u0131lacak nakit i\u015flemlere zaman k\u0131s\u0131tlamas\u0131 getirdi.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"Kredi Kart\u0131 Saatlerine K\u0131s\u0131tlama Geliyor\" class=\"mx-auto max-w-full h-auto shadow-sm\" height=\"516\" src=\"https:\/\/www.urfahaber.com\/images\/uploads\/2025\/11\/hyhy-691311e85ffa7.jpg\" width=\"971\" \/><\/p>\n<p>Kullan\u0131c\u0131lar, saat 22.00 ve 06.00 aras\u0131nda yapacaklar\u0131 nakit avans i\u015flemlerinde, s\u00f6z konusu talebi \u00e7ipli kimlik kartlar\u0131yla fiziksel olarak onaylamak zorunda kalacak.\u00a0<\/p>\n<p>S\u00f6z konusu i\u015flem yaln\u0131zca NFC \u00f6zelli\u011fi bulunan telefonlar ile ger\u00e7ekle\u015ftirilebilecek.<\/p>\n<p>Telefonunda bu \u00f6zellik bulunmayan ya da \u00e7ipli kimlik kart\u0131na sahip olmayan kullan\u0131c\u0131lar ise nakit avans \u00e7ekim i\u015flemi i\u00e7in k\u0131s\u0131tlama saatlerinin sona ermesini bekleyecek.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"Kredi Kart\u0131 Saatlerine K\u0131s\u0131tlama Geliyor\" class=\"mx-auto max-w-full h-auto shadow-sm\" height=\"656\" src=\"https:\/\/www.urfahaber.com\/images\/uploads\/2025\/11\/ngh-691311d36480b.jpg\" width=\"1065\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kredi kart\u0131 harcamalar\u0131ndaki y\u00fckseli\u015f ve artan doland\u0131r\u0131c\u0131l\u0131k vakalar\u0131, Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu\u2019nu (BDDK) harekete&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1230,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1229","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem"],"_links":{"self":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/posts\/1229","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1229"}],"version-history":[{"count":0,"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/posts\/1229\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/media\/1230"}],"wp:attachment":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1229"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1229"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}