{"id":1134,"date":"2025-11-09T07:19:00","date_gmt":"2025-11-09T07:19:00","guid":{"rendered":"https:\/\/haberadmin.com\/?p=1134"},"modified":"2025-11-09T07:19:00","modified_gmt":"2025-11-09T07:19:00","slug":"500-bin-lira-faizsiz-kredi-kimlere-verilecek-sartlar-aciklandi","status":"publish","type":"post","link":"https:\/\/haberadmin.com\/?p=1134","title":{"rendered":"500 Bin Lira Faizsiz Kredi Kimlere Verilecek? \u015eartlar A\u00e7\u0131kland\u0131"},"content":{"rendered":"<p>Halkbank, k\u00fc\u00e7\u00fck i\u015fletmelerin finansal y\u00fck\u00fcn\u00fc hafifletmek ve ekonomik dalgalanmalardan olumsuz etkilenmelerini \u00f6nlemek amac\u0131yla esnaf ve sanatk\u00e2rlara y\u00f6nelik yeni bir destek program\u0131 ba\u015flatt\u0131. Banka, 500 bin TL\u2019ye kadar faizsiz kredi f\u0131rsat\u0131 sunarken, i\u015fletme sermayesi ve yat\u0131r\u0131m ihtiya\u00e7lar\u0131na y\u00f6nelik uzun vadeli finansman se\u00e7enekleriyle \u00fcretim ve istihdam\u0131n korunmas\u0131na katk\u0131 sa\u011flamay\u0131 hedefliyor.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"500 Bin Lira Faizsiz Kredi Kimlere Verilecek? \u015eartlar A\u00e7\u0131kland\u0131\" class=\"mx-auto max-w-full h-auto shadow-sm\" height=\"383\" src=\"https:\/\/www.urfahaber.com\/images\/uploads\/2025\/11\/rtertertertertert-691049a20c376.png\" width=\"832\" \/><\/p>\n<p><strong>\u0130\u015eTE ARANAN \u015eARTLAR<\/strong><\/p>\n<p>Kredilerden yararlanmak isteyen esnaf ve sanatk\u00e2rlar\u0131n, ba\u011fl\u0131 olduklar\u0131 Esnaf ve Sanatk\u00e2rlar Kredi ve Kefalet Kooperatifleri \u00fcyesi olmalar\u0131 veya banka arac\u0131l\u0131\u011f\u0131yla do\u011frudan kredi ba\u015fvurusu yapmalar\u0131 gerekiyor. \u0130\u015fletmelerin faaliyet g\u00f6sterdi\u011fi b\u00f6lgede aktif olmalar\u0131 ve belirli bir s\u00fcre faaliyetlerini s\u00fcrd\u00fcrm\u00fc\u015f olmalar\u0131 da ba\u015fvuru \u015fartlar\u0131 aras\u0131nda yer al\u0131yor<\/p>\n<p><strong>VADE VE KRED\u0130 L\u0130M\u0130TLER\u0130<\/strong><\/p>\n<p>Halkbank, esnaf ve sanatk\u00e2rlar\u0131n farkl\u0131 ihtiya\u00e7lar\u0131na uygun kredi se\u00e7enekleri sunuyor. \u0130\u015fletme sermayesi ihtiya\u00e7lar\u0131 i\u00e7in azami 1.000.000 TL\u2019ye kadar finansman sa\u011flanabiliyor. Bu krediler, i\u015fletmelerin nakit ak\u0131\u015f\u0131n\u0131 zorlamadan kullanabilmeleri i\u00e7in 48 aya kadar vade se\u00e7enekleriyle sunuluyor. Vade s\u00fcresi, i\u015fletmenin mali durumu, faaliyet s\u00fcresi ve teminat yap\u0131s\u0131na g\u00f6re belirleniyor.<\/p>\n<p><strong>YATIRIM VE \u0130\u015eLETME KRED\u0130LER\u0130YLE GEN\u0130\u015e DESTEK<\/strong><\/p>\n<p>Faizsiz kredi program\u0131 yaln\u0131zca i\u015fletme sermayesiyle s\u0131n\u0131rl\u0131 de\u011fil. Esnaf ve sanatk\u00e2rlar, i\u015fyeri veya ara\u00e7 al\u0131m\u0131 i\u00e7in de 2,5 milyon TL\u2019ye kadar yat\u0131r\u0131m kredisi kullanabiliyor. Banka, bu kredilerin 60 aya kadar vadeyle ve uygun geri \u00f6deme planlar\u0131yla sunuldu\u011funu belirtiyor.<\/p>\n<p><strong>USTA G\u0130R\u0130\u015e\u0130MC\u0130LER \u0130\u00c7\u0130N \u00d6ZEL FIRSATLAR<\/strong><\/p>\n<p>Mesleki e\u011fitim kanunu kapsam\u0131nda ustal\u0131k belgesine sahip ve son bir y\u0131l i\u00e7inde kendi ad\u0131na i\u015fletme kurmu\u015f giri\u015fimci esnaf, \u201cUsta Giri\u015fimci Kredisi\u201d ile %100 faiz indirimli kredi deste\u011fi alabiliyor. Bu destek, yaln\u0131zca bir defaya mahsus kullan\u0131labiliyor<\/p>\n<p><strong>BA\u015eVURU S\u00dcREC\u0130 VE D\u0130J\u0130TAL KOLAYLIK<\/strong><\/p>\n<p>Kredilere ba\u015fvurular Halkbank \u015fubelerinden yap\u0131labiliyor. Esnaflar, Halkbank Kurumsal \u0130nternet \u015eubesi veya Mobil \u015eube \u00fczerinden kredi bilgilerini g\u00f6r\u00fcnt\u00fcleyebiliyor ve \u00f6demelerini dijital olarak ger\u00e7ekle\u015ftirebiliyor. Banka, ba\u015fvurular\u0131n do\u011fru ve eksiksiz belgelerle yap\u0131lmas\u0131n\u0131n s\u00fcrecin h\u0131zl\u0131 ilerlemesine katk\u0131 sa\u011flad\u0131\u011f\u0131n\u0131 vurguluyor.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"500 Bin Lira Faizsiz Kredi Kimlere Verilecek? \u015eartlar A\u00e7\u0131kland\u0131\" class=\"mx-auto max-w-full h-auto shadow-sm\" height=\"672\" src=\"https:\/\/www.urfahaber.com\/images\/uploads\/2025\/11\/tyryeyeyyerreyyery-69104747b84e6.png\" width=\"1200\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Halkbank, k\u00fc\u00e7\u00fck i\u015fletmelerin finansal y\u00fck\u00fcn\u00fc hafifletmek ve ekonomik dalgalanmalardan olumsuz etkilenmelerini \u00f6nlemek amac\u0131yla esnaf ve&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1135,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1134","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem"],"_links":{"self":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/posts\/1134","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1134"}],"version-history":[{"count":0,"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/posts\/1134\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=\/wp\/v2\/media\/1135"}],"wp:attachment":[{"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1134"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1134"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haberadmin.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}